Interest Guru

15-year fixed mortgage rate

The average 15-year fixed rate is 6.60% for the week of October 29, 2026, down 0.08 points from last week.

Average 15-year fixed mortgage rate, last two yearsWeekly Freddie Mac average. Latest is 6.60% as of 2026-10-29.5.0%5.5%6.0%6.5%7.0%Jan 2025AprJulOctJan 2026AprJulOct15-year 6.60%

Monthly principal and interest at 6.60%

Loan amountMonthly payment
$100,000$876.61
$250,000$2,191.54
$400,000$3,506.46
$600,000$5,259.68

These figures cover principal and interest only. Add property tax, insurance, and any mortgage insurance with the payment calculator.

The past year

A year ago
5.41%
52-week low
5.35%
52-week high
6.73%