30-year fixed mortgage rate
The average 30-year fixed rate is 7.24% for the week of October 29, 2026, down 0.08 points from last week.
Monthly principal and interest at 7.24%
| Loan amount | Monthly payment |
|---|---|
| $100,000 | $681.50 |
| $250,000 | $1,703.75 |
| $400,000 | $2,725.99 |
| $600,000 | $4,088.99 |
These figures cover principal and interest only. Add property tax, insurance, and any mortgage insurance with the payment calculator.
The past year
- A year ago
- 6.17%
- 52-week low
- 5.98%
- 52-week high
- 7.40%