Interest Guru

Weekly update

Mortgage rates, week of March 13, 2025

The 30-year fixed averaged 6.65%, up 0.02 points from last week.

Average mortgage rates, 52 weeks to 2025-03-13Weekly Freddie Mac averages. The 30-year fixed was 6.65% in the week of 2025-03-13.5.5%6.0%6.5%7.0%7.5%Jan 202530-year 6.65%15-year 5.80%
30-year fixed
6.65%
15-year fixed
5.80%
10-year Treasury
4.27%
Spread
2.38

The numbers behind the week

  • The 15-year fixed averaged 5.80%, up 0.01 points.
  • Between the two readings the 10-year Treasury yield fell 0.02 points and the gap between it and the mortgage rate widened 0.04 points. Together those make up the 0.02-point move.
  • Four weeks ago the 30-year average was 6.87%.
  • Over the past 52 weeks the 30-year average has ranged from 6.60% to 7.04%.
  • The spread over the 10-year Treasury is 2.38 points, against an average of 2.38 across the history on this site.
Change from the previous week
Change from March 6, 2025Points
10-year Treasury yield-0.02
Spread over the Treasury+0.04
30-year mortgage rate+0.02

Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.