Interest Guru

Weekly update

Mortgage rates, week of November 26, 2025

The 30-year fixed averaged 6.23%, down 0.03 points from last week.

Average mortgage rates, 52 weeks to 2025-11-26Weekly Freddie Mac averages. The 30-year fixed was 6.23% in the week of 2025-11-26.5.0%5.5%6.0%6.5%7.0%7.5%Jan 2025AprJulOct30-year 6.23%15-year 5.51%
30-year fixed
6.23%
15-year fixed
5.51%
10-year Treasury
4.00%
Spread
2.23

The numbers behind the week

  • The 15-year fixed averaged 5.51%, down 0.03 points.
  • Between the two readings the 10-year Treasury yield fell 0.10 points and the gap between it and the mortgage rate widened 0.07 points. Together those make up the 0.03-point move.
  • Four weeks ago the 30-year average was 6.19%.
  • That is 0.58 points below a year ago (6.81%).
  • Over the past 52 weeks the 30-year average has ranged from 6.17% to 7.04%.
  • The spread over the 10-year Treasury is 2.23 points, against an average of 2.34 across the history on this site.
Change from the previous week
Change from November 20, 2025Points
10-year Treasury yield-0.10
Spread over the Treasury+0.07
30-year mortgage rate-0.03

Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.