Interest Guru

Weekly update

Mortgage rates, week of March 26, 2026

The 30-year fixed averaged 6.38%, up 0.16 points from last week.

Average mortgage rates, 52 weeks to 2026-03-26Weekly Freddie Mac averages. The 30-year fixed was 6.38% in the week of 2026-03-26.5.0%5.5%6.0%6.5%7.0%JulOctJan 202630-year 6.38%15-year 5.75%
30-year fixed
6.38%
15-year fixed
5.75%
10-year Treasury
4.42%
Spread
1.96

The numbers behind the week

  • The 15-year fixed averaged 5.75%, up 0.21 points.
  • Between the two readings the 10-year Treasury yield rose 0.17 points and the gap between it and the mortgage rate narrowed 0.01 points. Together those make up the 0.16-point move.
  • Four weeks ago the 30-year average was 5.98%.
  • That is 0.27 points below a year ago (6.65%).
  • Over the past 52 weeks the 30-year average has ranged from 5.98% to 6.89%.
  • The spread over the 10-year Treasury is 1.96 points, against an average of 2.25 across the history on this site.
Change from the previous week
Change from March 19, 2026Points
10-year Treasury yield+0.17
Spread over the Treasury-0.01
30-year mortgage rate+0.16

Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.