Interest Guru

Weekly update

Mortgage rates, week of August 6, 2026

The 30-year fixed averaged 6.69%, up 0.03 points from last week.

Average mortgage rates, 52 weeks to 2026-08-06Weekly Freddie Mac averages. The 30-year fixed was 6.69% in the week of 2026-08-06.5.0%5.5%6.0%6.5%7.0%OctJan 2026AprJul30-year 6.69%15-year 6.01%
30-year fixed
6.69%
15-year fixed
6.01%
10-year Treasury
4.69%
Spread
2.00

The numbers behind the week

  • The 15-year fixed averaged 6.01%, down 0.03 points.
  • Between the two readings the 10-year Treasury yield rose 0.01 points and the gap between it and the mortgage rate widened 0.02 points. Together those make up the 0.03-point move.
  • Four weeks ago the 30-year average was 6.49%.
  • That is 0.06 points above a year ago (6.63%).
  • Over the past 52 weeks the 30-year average has ranged from 5.98% to 6.69%.
  • The spread over the 10-year Treasury is 2.00 points, against an average of 2.20 across the history on this site.
Change from the previous week
Change from July 30, 2026Points
10-year Treasury yield+0.01
Spread over the Treasury+0.02
30-year mortgage rate+0.03

Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.