Interest Guru

Weekly update

Mortgage rates, week of September 24, 2026

The 30-year fixed averaged 7.03%, up 0.08 points from last week.

Average mortgage rates, 52 weeks to 2026-09-24Weekly Freddie Mac averages. The 30-year fixed was 7.03% in the week of 2026-09-24.5.0%5.5%6.0%6.5%7.0%7.5%Jan 2026AprJul30-year 7.03%15-year 6.42%
30-year fixed
7.03%
15-year fixed
6.42%
10-year Treasury
5.18%
Spread
1.85

The numbers behind the week

  • The 15-year fixed averaged 6.42%, up 0.16 points.
  • Between the two readings the 10-year Treasury yield rose 0.24 points and the gap between it and the mortgage rate narrowed 0.16 points. Together those make up the 0.08-point move.
  • Four weeks ago the 30-year average was 6.66%.
  • That is 0.73 points above a year ago (6.30%).
  • Over the past 52 weeks the 30-year average has ranged from 5.98% to 7.03%.
  • The spread over the 10-year Treasury is 1.85 points, against an average of 2.18 across the history on this site.
Change from the previous week
Change from September 17, 2026Points
10-year Treasury yield+0.24
Spread over the Treasury-0.16
30-year mortgage rate+0.08

Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.