Weekly update
Mortgage rates, week of November 21, 2024
The 30-year fixed averaged 6.84%, up 0.06 points from last week.
- 30-year fixed
- 6.84%
- 15-year fixed
- 6.02%
- 10-year Treasury
- 4.43%
- Spread
- 2.41
The numbers behind the week
- The 15-year fixed averaged 6.02%, up 0.03 points.
- Between the two readings the 10-year Treasury yield was flat and the gap between it and the mortgage rate widened 0.06 points. Together those make up the 0.06-point move.
- Over the past 52 weeks the 30-year average has ranged from 6.72% to 6.84%.
- The spread over the 10-year Treasury is 2.41 points, against an average of 2.42 across the history on this site.
| Change from November 14, 2024 | Points |
|---|---|
| 10-year Treasury yield | +0.00 |
| Spread over the Treasury | +0.06 |
| 30-year mortgage rate | +0.06 |
Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.