Weekly update
Mortgage rates, week of November 27, 2024
The 30-year fixed averaged 6.81%, down 0.03 points from last week.
- 30-year fixed
- 6.81%
- 15-year fixed
- 6.10%
- 10-year Treasury
- 4.25%
- Spread
- 2.56
The numbers behind the week
- The 15-year fixed averaged 6.10%, up 0.08 points.
- Between the two readings the 10-year Treasury yield fell 0.18 points and the gap between it and the mortgage rate widened 0.15 points. Together those make up the 0.03-point move.
- Over the past 52 weeks the 30-year average has ranged from 6.72% to 6.84%.
- The spread over the 10-year Treasury is 2.56 points, against an average of 2.45 across the history on this site.
| Change from November 21, 2024 | Points |
|---|---|
| 10-year Treasury yield | -0.18 |
| Spread over the Treasury | +0.15 |
| 30-year mortgage rate | -0.03 |
Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.