Interest Guru

Weekly update

Mortgage rates, week of March 27, 2025

The 30-year fixed averaged 6.65%, down 0.02 points from last week.

Average mortgage rates, 52 weeks to 2025-03-27Weekly Freddie Mac averages. The 30-year fixed was 6.65% in the week of 2025-03-27.5.5%6.0%6.5%7.0%7.5%Jan 202530-year 6.65%15-year 5.89%
30-year fixed
6.65%
15-year fixed
5.89%
10-year Treasury
4.38%
Spread
2.27

The numbers behind the week

  • The 15-year fixed averaged 5.89%, up 0.06 points.
  • Between the two readings the 10-year Treasury yield rose 0.14 points and the gap between it and the mortgage rate narrowed 0.16 points. Together those make up the 0.02-point move.
  • Four weeks ago the 30-year average was 6.76%.
  • Over the past 52 weeks the 30-year average has ranged from 6.60% to 7.04%.
  • The spread over the 10-year Treasury is 2.27 points, against an average of 2.38 across the history on this site.
Change from the previous week
Change from March 20, 2025Points
10-year Treasury yield+0.14
Spread over the Treasury-0.16
30-year mortgage rate-0.02

Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.