Interest Guru

Weekly update

Mortgage rates, week of April 3, 2025

The 30-year fixed averaged 6.64%, down 0.01 points from last week.

Average mortgage rates, 52 weeks to 2025-04-03Weekly Freddie Mac averages. The 30-year fixed was 6.64% in the week of 2025-04-03.5.5%6.0%6.5%7.0%7.5%Jan 2025Apr30-year 6.64%15-year 5.82%
30-year fixed
6.64%
15-year fixed
5.82%
10-year Treasury
4.06%
Spread
2.58

The numbers behind the week

  • The 15-year fixed averaged 5.82%, down 0.07 points.
  • Between the two readings the 10-year Treasury yield fell 0.32 points and the gap between it and the mortgage rate widened 0.31 points. Together those make up the 0.01-point move.
  • Four weeks ago the 30-year average was 6.63%.
  • Over the past 52 weeks the 30-year average has ranged from 6.60% to 7.04%.
  • The spread over the 10-year Treasury is 2.58 points, against an average of 2.38 across the history on this site.
Change from the previous week
Change from March 27, 2025Points
10-year Treasury yield-0.32
Spread over the Treasury+0.31
30-year mortgage rate-0.01

Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.