Interest Guru

Weekly update

Mortgage rates, week of June 4, 2026

The 30-year fixed averaged 6.48%, down 0.05 points from last week.

Average mortgage rates, 52 weeks to 2026-06-04Weekly Freddie Mac averages. The 30-year fixed was 6.48% in the week of 2026-06-04.5.0%5.5%6.0%6.5%7.0%JulOctJan 2026Apr30-year 6.48%15-year 5.79%
30-year fixed
6.48%
15-year fixed
5.79%
10-year Treasury
4.47%
Spread
2.01

The numbers behind the week

  • The 15-year fixed averaged 5.79%, down 0.08 points.
  • Between the two readings the 10-year Treasury yield rose 0.02 points and the gap between it and the mortgage rate narrowed 0.07 points. Together those make up the 0.05-point move.
  • Four weeks ago the 30-year average was 6.37%.
  • That is 0.37 points below a year ago (6.85%).
  • Over the past 52 weeks the 30-year average has ranged from 5.98% to 6.84%.
  • The spread over the 10-year Treasury is 2.01 points, against an average of 2.22 across the history on this site.
Change from the previous week
Change from May 28, 2026Points
10-year Treasury yield+0.02
Spread over the Treasury-0.07
30-year mortgage rate-0.05

Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.