Interest Guru

Weekly update

Mortgage rates, week of June 11, 2026

The 30-year fixed averaged 6.52%, up 0.04 points from last week.

Average mortgage rates, 52 weeks to 2026-06-11Weekly Freddie Mac averages. The 30-year fixed was 6.52% in the week of 2026-06-11.5.0%5.5%6.0%6.5%7.0%JulOctJan 2026Apr30-year 6.52%15-year 5.84%
30-year fixed
6.52%
15-year fixed
5.84%
10-year Treasury
4.45%
Spread
2.07

The numbers behind the week

  • The 15-year fixed averaged 5.84%, up 0.05 points.
  • Between the two readings the 10-year Treasury yield fell 0.02 points and the gap between it and the mortgage rate widened 0.06 points. Together those make up the 0.04-point move.
  • Four weeks ago the 30-year average was 6.36%.
  • That is 0.32 points below a year ago (6.84%).
  • Over the past 52 weeks the 30-year average has ranged from 5.98% to 6.81%.
  • The spread over the 10-year Treasury is 2.07 points, against an average of 2.22 across the history on this site.
Change from the previous week
Change from June 4, 2026Points
10-year Treasury yield-0.02
Spread over the Treasury+0.06
30-year mortgage rate+0.04

Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.