Interest Guru

Weekly update

Mortgage rates, week of September 3, 2026

The 30-year fixed averaged 6.71%, up 0.05 points from last week.

Average mortgage rates, 52 weeks to 2026-09-03Weekly Freddie Mac averages. The 30-year fixed was 6.71% in the week of 2026-09-03.5.0%5.5%6.0%6.5%7.0%OctJan 2026AprJul30-year 6.71%15-year 6.04%
30-year fixed
6.71%
15-year fixed
6.04%
10-year Treasury
4.77%
Spread
1.94

The numbers behind the week

  • The 15-year fixed averaged 6.04%, up 0.06 points.
  • Between the two readings the 10-year Treasury yield rose 0.10 points and the gap between it and the mortgage rate narrowed 0.05 points. Together those make up the 0.05-point move.
  • Four weeks ago the 30-year average was 6.69%.
  • That is 0.21 points above a year ago (6.50%).
  • Over the past 52 weeks the 30-year average has ranged from 5.98% to 6.71%.
  • The spread over the 10-year Treasury is 1.94 points, against an average of 2.19 across the history on this site.
Change from the previous week
Change from August 27, 2026Points
10-year Treasury yield+0.10
Spread over the Treasury-0.05
30-year mortgage rate+0.05

Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.