Interest Guru

Weekly update

Mortgage rates, week of September 10, 2026

The 30-year fixed averaged 6.76%, up 0.05 points from last week.

Average mortgage rates, 52 weeks to 2026-09-10Weekly Freddie Mac averages. The 30-year fixed was 6.76% in the week of 2026-09-10.5.0%5.5%6.0%6.5%7.0%OctJan 2026AprJul30-year 6.76%15-year 6.09%
30-year fixed
6.76%
15-year fixed
6.09%
10-year Treasury
4.95%
Spread
1.81

The numbers behind the week

  • The 15-year fixed averaged 6.09%, up 0.05 points.
  • Between the two readings the 10-year Treasury yield rose 0.18 points and the gap between it and the mortgage rate narrowed 0.13 points. Together those make up the 0.05-point move.
  • Four weeks ago the 30-year average was 6.67%.
  • That is 0.41 points above a year ago (6.35%).
  • Over the past 52 weeks the 30-year average has ranged from 5.98% to 6.76%.
  • The spread over the 10-year Treasury is 1.81 points, against an average of 2.18 across the history on this site.
Change from the previous week
Change from September 3, 2026Points
10-year Treasury yield+0.18
Spread over the Treasury-0.13
30-year mortgage rate+0.05

Each mortgage average is compared with the most recent daily Treasury yield on or before its date, so the split is approximate. The Treasury spread page explains the gap.